Loan or plastic relationship-economic or commodity transactions among individuals, plastic organizations and other subjects of financial relations.

The essence of the loan is the movement of funds. The lender, Website without finding the best use of the tools, leases them to the borrower, with a further return of them with a fee due to the use in a certain period.

The main bases of crediting: payment, reversibility, urgency, differentiation. Reversibility means that the loan must be vorochennye the lender, the payment is what the lender is obliged to purchase from the operation income, the urgency – failure operation in accordance with the period of differentiation – a special aspect to any customer.

A loan is generally treated as a loan in a currency figure. Loan — in addition, the acquisition of funds, significant securities or property in debt, the writing model and the profit amount is not rigorous.

Creditor (lender) — plastic relationship of responding resources in the fleeting use. Creditassist (Simsek, the debtor, the borrower), the host region, undertake to return funds to the company with interest.

Credit agreement-a written agreement among the facets of lending.

Credit indicator-a concept that provides the probability to classify (differentiate) the borrowers according to the main aspect – solvency.

Credit chronicle-a chronicle of economic actions caused by the lender to realize the extent to which the responsibility of a possible lender. ENERGY can sometimes be true, positive and plagued.

Credit risk — the probability of the lender to invest and not to return their share or the whole necessary amount.