Now lending in our country is considered a fairly well-known banking URL offer. Credit organizations offer their own customers loans for various purposes — the purchase of apartments, cars and for example on. Consumer credit is in great demand. In order to choose the best credit program, you need to learn the circumstances of issuing similar loans, otherwise it is possible to get into the debt pit. Further details will be revealed, exactly what does a consumer loan, and actually what you need to get it.
A consumer loan is a loan that a credit institution gives to a person to buy something. A similar loan is provided to the buyer as a deferred payment for a product or an offer, for example, the purchase of a telephone, home appliances, offer of commercial medical support and for example further. The Bank also issues a consumer loan in the form of a certain currency amount (loan), which must be returned at the time specified in the contract.
Now consumer lending is quite developed. Banks offer customers all kinds of programs, where it is possible to choose a loan based on personal needs. Consumer loans are divided into appropriate forms: The appearance of the lender. To this point are organizations that issue the currency ways for a variety of purposes: banks, pawnshops, retail, and microfinance institutions. In the form of the borrower. The place is divided into appropriate aspects: the loan is given to any group of persons who are citizens of the Russian Federation, a certain group of persons (entrepreneurs), special (persons who regularly pay the obligation and receive from the Bank all kinds of prizes for 2 and further loans), young families, socially vulnerable groups of persons (working and unemployed pensioners). By providing. In the case of the Bank nasteleno requests from the borrower guarantee for repayment, making as guarantees of movable or immovable asset. Most often, consumer loans above 500 thousand rubles fall under the provision.. Loans that do not involve collateral are usually small — from 10 to 500 thousand.. Here the borrower urge only the income statement, but in the progressive trends of the banks are averse to information rule and provide programs that urge the borrower only the document ID.